5 Year Mortgage Now Available to Locals and Foreigners

Put down as little as 20% and move in within 20 days. Spread the rest over up to 60 fixed monthly payments straight with the developer, or choose 0% interest over 36 months. Instant approval, no hidden fees, no waiting.

Installment term
60 / 60 / 36 months
Down payment
20% / 30% / 30%
Annual interest (simple, fixed)
4% / 3% / 0%

Pick Your Payment Plan That Suits You.

Type in a unit price and all three plans update instantly. Interest is simple and fixed on the financed balance only, so what you see is what you pay.

฿
Start with just 20%

Plan 1

Down payment 20%฿640,000
Financed balance 80%฿2,560,000
Installment term 60 months
Annual interest (simple, fixed) 4%
Monthly installment ฿51,200per month
Total interest ฿512,000
Total paid ฿3,712,000
Pay less interest

Plan 2

Down payment 30%฿960,000
Financed balance 70%฿2,240,000
Installment term 60 months
Annual interest (simple, fixed) 3%
Monthly installment ฿42,933per month
Total interest ฿336,000
Total paid ฿3,536,000
0% interest

Plan 3

Down payment 30%฿960,000
Financed balance 70%฿2,240,000
Installment term 36 months
Annual interest (simple, fixed) 0%
Monthly installment ฿62,222per month
Total interest ฿0
Total paid ฿3,200,000

Monthly installment = (financed balance + total interest) ÷ number of months. Figures are rounded to the nearest baht and shown for illustration only.

How the plan works

  1. 01

    Sign and lock in your plan

    At signing you choose your down payment and the financed share. Both are fixed from day one.

  2. 02

    Your monthly payment is set

    The annual rate is fixed, so the financed amount alone decides your interest. Once the plan is set, the monthly installment and interest never change.

  3. 03

    Pay ahead whenever you like

    Any early payment goes straight to the unpaid principal.

  4. 04

    Principal cleared, interest stops

    Once the financed balance is fully repaid, no further interest is charged.

Plan terms

The key conditions that apply to every plan.

  1. 01

    First payment

    Installments start on the 1st of the month following handover.

  2. 02

    Handover

    Your unit is handed over within 20 calendar days of receiving the down payment.

  3. 03

    Title transfer

    Ownership is registered in your name once the full balance, interest and any other amounts due are settled.

  4. 04

    Early repayment

    Allowed at any time. Early payments reduce the remaining balance, while the monthly interest amount stays unchanged.

  5. 05

    Resale

    You may resell during the plan. Amounts already paid are settled between you and the new buyer, who then continues the monthly installments.

  6. 06

    Late payment

    On the 4% and 3% plans, overdue amounts carry 8% annual simple interest from the day after the due date (overdue balance × 8% ÷ 365 × days). On the 0% plan, overdue amounts carry 15% annual interest as set out in the contract. Two months overdue is treated as a default, and the developer may reclaim the unit without refunding payments made.

  7. 07

    Rental income

    Income from the Wyndham Garden Samui Wing management program is paid to you separately and cannot be offset against installments.

  8. 08

    Other promotions

    These plans can be combined with other marketing campaigns. Price discounts are not stackable: the higher single discount applies.

Paradise is one message away

Tell us what you're after — we'll send pricing, availability and the plan that fits you. No pressure, no spam, just straight answers.

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All figures are illustrative and subject to the signed sale and purchase agreement. Terms and conditions apply.

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Contact sales today to reserve your unit.